#PFSunday: Giving

Picture of cash spilling out of purse
Personal Finance Sundays: Taking Control of Your Money

When we think about giving, we often think about billionaires or millionaires who give in such a lot way. Or we think about some big charitable donation. Or some heart warming story. All these are good examples of giving. But if giving scares you because you feel like you can’t make a grand gesture, there are ways to give in bits and pieces. There is no wrong form of giving.

As a child, one of the rituals that my mother built into our journey to school was giving. At the Festac gate, when traffic would trap us, she would extend her hands out and give to the beggars on the street. In my family, quite a few people are known for carrying spare change that is specifically for giving alms. Now as an adult, that is a habit that I am trying to cultivate. A habit of giving not in extraordinary circumstances or quantity but just as an habitual thing that I don’t think about. I have built a margin of giving into my budget.

For me, I have found that one of the easier ways to give is through my pay check. My company supports a charitable foundation whose goals are aligned with my ideals, so I simply have always chosen the option to donate a fixed portion of my paycheck. The other avenue that comes for giving is through tipping. Yes, there are times when I refuse to tip generously because of bad service. However, there are certain services that I have committed a certain level of tips for such as my taxi ride home. There are days when I want to give less but I have learned to give regardless of my circumstances at the moment. I have found that when I give, I never lack; and for that I am thankful.

Giving for is an act of self gratitude. It is a way of recognizing and appreciating my privileges. In the past, I have tried to give through specific organization like Kiva that allow me to give money as a loan and recycle the money. This something that I would like to return to in the future when I can make larger commitments. In the meantime, I intend to keep giving in bits and pieces here and there

How have you cultivated a habit of giving? Tell me in the comment section

 

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